Michel Khazzaka

About Michel Khazzaka

Founder of Valuechain Consulting, specializing in payments, cryptopayments, and Web3 powered by AI.

Member of the Board of Directors at France Payments Forum, leading the working group on cryptopayments.

Currently working at a major European central bank on blockchain and wholesale digital euro initiatives.A recognized expert in blockchain, payments, AI, Web3, cybersecurity, and GDPR, he has delivered several end-to-end blockchain and AI-driven projects across multiple industries, covering awareness, use case design thinking, adoption roadmaps, full solution engineering, and integration of FinTech blockchain and AI solutions.

His expertise spans the entire payments value chain, including cards, schemes, clearing, acceptance, Instant Payments, DSP2, PCI DSS, and all major payment terminal manufacturers and Payment Service Providers.

Michel 's Past Experience

With over 17 years of experience in engineering and consulting within the payments sector across France, Europe, the US, Australia, Africa, and the Middle East, he has successfully led over 35 client projects.

As a thought leader, he has been a key speaker at more than 20 conferences, has published over 15 papers, and frequently appears as a speaker on BFM Business TV and other media outlets.In addition to his industry work, he teaches and conducts research on Bitcoin adoption, Web3 powered by AI, and the intersection of AI and payments at Sorbonne University and ESME Paris.

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